Author: Debbie Boyes

If you’ve not taken a mortgage payment holiday yet, you have until 31 October 2020 to apply for one. A payment holiday, or payment deferral as they are also called, is a period of time agreed with your lender, when you don’t have to make mortgage payments. A partial payment holiday is when your lender … Continue reading 25 Sep 2020 – Mortgage Payment holidays – Deadline is looming

House price growth rebounds in July as activity bounces back Annual house price growth recovers to 1.5% in July Prices up 1.7% month-on-month, after taking account of seasonal factors, reversing last month’s fall Stamp duty holiday likely to provide further support in the near term Headlines Commenting on the figures Robert Gardner, Nationwide’s Chief Economist, … Continue reading 01 Aug 2020 – House Price Growth Rebounds in July

The Chancellor Rishi Sunak today announced: “An immediate stamp duty holiday for homes sold for up to £500,000 in England and Northern Ireland, until 31 March 2021”. This is great news for the housing market.  All buyers will benefit from this because the Stamp Duty Holiday is available on the first £500,000 for all values … Continue reading 08 Jul 2020 – Stamp Duty Holiday

’16 years of doing what we love and loving what we do’ Debbie Boyes

Great to see lenders adding 90% LTV’s back to their product ranges – Let’s get moving!

MORTGAGE PAYMENT HOLIDAYS TO BE EXTENDED According to reports in today’s press, Chancellor Rishi Sunak has recommended the extension of mortgage payment holidays. Debbie Boyes, Director of Willowlace Ltd says “According to the Guardian, more than 1.8 million mortgage payment holidays have already been taken up.  However, the first of these are due to come … Continue reading 22 May 2020 – Mortgage Payment Holidays Extension

Whilst the property market saw a drop of 70% in demand for house purchases between 1st and 29th March, since then there has been a 30% increase in demand for sales and a 50% increase in browsing for new properties (according to Hometrack, 28th April 2020). Debbie Boyes, Director of Willowlace Ltd says “We expect … Continue reading 30 Apr 2020 – When you are ready to move home, Willowlace Ltd will be there to help with your mortgage!

About Resolution: Resolution is a community of family justice professionals who work with families and individuals to resolve issues in a constructive way. Resolution was founded in 1982 by a group of family lawyers who believed that a non-confrontational approach to family law issues would produce better outcomes for separating families and their children. Over … Continue reading 29 Apr 2020 – Delighted to announce we have joined the family justice community – Resolution!

APRIL 2020 BRINGS NEW TAX IMPLICATIONS FOR BUY TO LET LANDLORDS! But before you sell consider the following: Despite changes to the taxation implications, Landlords need to carefully consider whether there really are better alternative homes for their money – or whether their Buy to Let properties still represent a great asset for them. OBVIOUSLY, … Continue reading 22 Apr 2020 – With new Tax Implications for Landlords … is it really worth selling your Buy to Let properties?

Is Equity Release an option? Around 10 years ago when the banks withdrew long-established overdrafts and loans, some people found that Equity Release was a lifeline. Companies now run by the children or even grandchildren of the Founders may find that their families are highly motivated to release funds from their homes to save what … Continue reading 03 Apr 2020 – Self Employed or Running your own business?