Buy to Let Mortgages
We can help you – whether you are buying your first rental property or a Landlord with a portfolio of properties.
Getting the Right Advice is Essential
There have been numerous changes in the Buy to Let market recently, and this is likely to continue. Getting the right advice in the Buy to Let mortgage market is essential!
Whilst many mortgage brokers seem to view this as a negative, we see the emergence of a more professional Buy to Let market as a great opportunity for Landlords … and an area in which we can be of invaluable assistance!
Many of the Team at Willowlace Ltd are experienced Landlords themselves so, in addition to raising finance for you, can offer practical advice as well.
One of the main changes is the hardening of “Rental Stress” calculations, resulting in lower loan amounts against rental income. However, we have access to Lenders with other ways of assessing affordability, resulting in more generous lending amounts.
We are very comfortable working with Accountants and Solicitors to ensure that our advice dovetails with theirs, to structure your mortgages in the most efficient way.
Fleur Lettings LLP
We also have a sister company FLEUR LETTINGS LLP which can help Landlords find great Tenants for their properties in the Bournemouth, Poole, Wimborne, Christchurch, Ferndown, Ringwood and surrounding areas.
Competitive Fees and Great Service!
“Fleur Lettings … a fresh approach to lettings!”
If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances.
You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us.